Are There Budget Car Rental Debit Card? (Does Budget Car Rental Accept Debit Cards for Rent)?

Author: Rohan Paulos
Updated On:

When it comes to car rental services, different companies have different policies, and by extension, different accepted methods of payment. Now you are eager to know if vehicle rental with debit card is real or active?

This become important because the most common payment method for car rentals is credit cards and few companies take debit card with some strict policies with fewer information about their vehicle services.

So does budget accept debit card? If yes, what are the payment terms, location it’s allowed, different terms, rates, and other vital policies including driver’s license and what to do if you have additional drivers questions?

This guide (read time is: 2 minutes), goes into detailed information so that your doubt are cleared and facts are simply laid out about this aspect of rental agreement.

Signage bears AVIS and Budget

How Does Budget Rental Works With Debit Card?

Renting a car from Budget using a debit card works ideally for people who want to avoid vehicle rental on cash, as they might find it more convenient and efficient.

Doing a rental with debit card, the company puts a hold on your card at the time. The amount covers the rental fee and other rental charges, which may go as high as $300.

The total amount decided at the beginning is then deducted from the debit card at the end of the rental period, lifting the card hold for further transactions.

So, if you want to use a debit card to rent a car, make sure you know where the company accepts these cards because not all locations allow it! If in doubt, contact them on Budget telephone number for more information!

Male driver holds key

Do They Accept Debit Cards?

Yes, Budget does accept debit cards. If you want to rent a car on your debit card, the company will place a temporary hold on the card at the time of rental.

It will then debit the decided rental amount at the end of the rental period and lift the hold, making the process smooth and easy.

Moreover, a vehicle renter less than 25 cannot use a debit card for rental. They must present a credit card to Budget to get things in process. Also, some locations only accept credit cards, so make sure you check that out.

You need a valid driver’s license or ID and a valid credit or debit card for paying a deposit to pick up a vehicle. After this process, they will send you a verification code to confirm your identity.

What are Debit Policy Rates and Requirements?

Unlike credit cards, car rental debit card can be a little difficult. There are quite a number of boxes you need to tick before you can be permitted to use a debit card for your rental.

Here are the things you need to take note of if you are considering using your debit card for payments:

  • Authorized Hold

The minimum authorized card hold that is required of you when using a debit card is another thing that differs based on location. However, like credit cards, the minimum rates are $200, although there are locations that charge up to $500.

To determine the amount held, Budget calculates your estimated rental charges and deduct to your account.

The funds held cannot be accessible to you until vehicle return, your bank will then process it; refund can take up to two weeks before it is completely processed. Inn addition, having driver’s license or acceptable ID is compulsory.

  • Age

Budget does not permit the use of debit card as a payment method for drivers under 25 years of age. This policy is general and holds irrespective of location.

  • Card Type

The accepted debit card types are MasterCard and VISA. Both cards are accepted in any of their rental location that accepts debit cards for payment.

  • Driver license

The service provider expressly stated that customers will be denied vehicle services with a suspended, revoked, or expired license.

Your driver’s license must be current and valid with a clean driving record to have any of their vehicle fleet! Also we suggest you call them to be clear about international driving permit if you’re a foreigner in USA.

rent with cards

What is Car Rental Deposit Terms?

When renting a car at a Budget location, part of the rental terms states the company will to put a hold on an amount equaling the estimated rental charges of your car rental plus a security deposit of about $300.

In case the deposit is not used in any way, it will be reversed. The reversed deposit usually takes not longer than two weeks to hit your account. And remember presentation of a valid identity card and driver’s license is important.

How Much Do They Hold on Credit Card?

You will be required to authorize them to put a hold of some of the funds in your credit card. There is no fixed rate for how much hold would be put because it’s usually determined by your estimated total rental charge plus 25% or $200.

What this means is that if your total cost is less than $200, you will be charged $200. However, if it is more, you will be charged the estimated cost.

The funds withheld will not be accessible to you for the period of your rent and will be refunded based on your agreement upon the return of the car.

What is Deposit Amount? 

What is Budget rental deposit fee? The security deposit for a Budget rental car depends on the location. It is usually $200 or $300 in most locations.

Car key to a woman's hand

Does it Require a Deposit on Every Hire?

Yes, it does require a deposit on every rental on presentation of ID and driver’s license. The type of deposit, its amount, and payment method will vary according to the company’s location.

If you use a debit or credit card to deposit money, Budget will place a hold on your card for a similar amount and deduct the complete balance at the end of the rental period. Thus, there is no exemption from the deposit amount when renting a car.

What is Security Deposit and Does it Vary?

The Budget rental car deposit charged by at the time of rental ranges between $100 to $300, varying on the basis of the following:

  • Age of the car: Rental companies charge a higher security deposit for older cars as these are at a higher risk of breaking down and are unreliable.
  • Location: The deposit varies as well what driver license needed, so make sure you talk to the company in detail before sealing a deal.
  • Payment method: Renting a car using a credit or debit card may require the renter to pay a higher security deposit than paying cash which must be accompanied with valid driver’s license.
  • Conditions of the car: Cars that are damaged or prone to damage are charged a higher deposit at the rental time than those in newer conditions.

These are a few factors that affect the amount of security deposit asked by Budget; hence, ensure to discuss the overall rental charges in detail before renting a car.

Lady driving a van

FAQ About Auto Rental!

Does it accept American Express?

Not all credit cards are accepted by Budget. Your issuer matters and the generally accepted credit cards are American Express, Discover, MasterCard, Visa, JBC/Japan Card, Optima, PHH, Budget International, and Budget Charge Card.

Please note that this list does not apply to all locations and as a result, some card types might not be accepted. You can check and confirm the accepted card types for your location on Budget’s Find My Location page.

Generally, credit cards are easy and very non-technical to use for payment.

Does it accept discover card?

Yes, Budget does accept all major credit and debit card, including Discover cards. Some of the company’s rental locations may require them to run a quick credit check on the renter.

Does the company do a credit check?

Yes, like other car rental companies, Budget does a credit check before allowing you to reserve a vehicle. The objective of doing a credit check is to assess your credit-worthiness.

For certain locations, a credit check will be performed on your account before you can be considered eligible to use a debit card for payment in Budget.

Locations that do not use credit checks usually require additional documents in place of it. These documents include your passport, utility bill, bank statement, and other verification modes.

Exotic car interior

What is their credit hold?

Budget will put a hold equivalent to the estimated cost of the rental plus a security deposit. So how much is hold on a credit card fee? They holds an amount equal to the estimated rental cost and a security hold of between $200 and $300.

What are their payment options?

Budget offers you a variety of payment options. At the end of the rental period, you can pay the costs using your credit card, debit card, or cash, whichever mode of payment suits you the best.

Can I rent an autocar with a $300 credit limit?

Car rental companies including Budget usually do a credit check during reservation once they receive your details. They want your credit card to have a healthy available balance to rent a car to you.

If your card has a $300 limit, it might be rejected in some locations  while in others it might be accepted.

Which locations that accept check card?

Budget car-rental has thousands of outlets, and not all of them take bank card as a method of payment. Offices in Atlanta, California do accept.

Some state areas that do not receive include; Metropolitan NY Tri-State area, Hartford, CT, Philadelphia area, or New Orleans.

Please note that this list is not exhaustive and you can confirm if it is accepted in your exact location on Budget’s website.

Happy couple on a road trip

Why do they require $200 deposit?

Budget charged you $200 if you kept your rental car longer than you initially agreed to do during offline or online reservation.

Is there mileage limit?

Yes, Budget does charge mileage. However, the cost of mileage does not really matter because it is included in your estimated charge during reservation.

In most cases, you get a set mileage allowance during reservation. If you go over the allowance, you will be charged for the extra miles.

How much is additional driver?

Additional drivers costs between $3 and $10 a day to add a driver in most states across the country. In some states, Budget does not charge for an additional driver.

How does Dollar-Car debit works?

Dollar Car Rental is known to accept DC as a mode of payment for car rentals. However, there are certain prerequisites that must be fulfilled.

Firstly, the bank card must bear the insignia of Visa, Mastercard, or Discover. Secondly, if the rental location is at an airport, the renter must furnish evidence of a return flight or a round-trip ticket.

Furthermore, when renting a car, Dollar Car Rental has a customary requirement of performing a credit verification process to assess the renter’s eligibility to borrow.

They may also place a pre-authorization hold on the account for the anticipated rental fee and any additional expenses such as insurance or supplementary services.

It is always prudent to obtain direct confirmation from Dollar Car Rental regarding their specific debit card policies and procedures as they may differ based on location and other circumstances.

Can I rent with Opensky credit?

Yes, you can use an OpenSky credit card to rent a car in many businesses across the US. However, a number of businesses across the country do not accept OpenSky credit card for vehicles hire.

rental car kiosk

What is needed to rent from enterprise with a DC?

So, What do I need to rent a car from enterprise with a debit card? These criteria vary based on the Enterprise branch and location. Below are some general conditions that may be necessary to satisfy:

Age Requirement: To rent a car with a debit card, you must be at least 21 years old. If your age is below 25 years, you may be subject to supplementary charges.

Debit Card Requirement: It is necessary to have a valid DB under your name to rent a car from Enterprise. However, Enterprise may only acknowledge specific types of debit cards, hence it is best to inquire with your intended branch prior to renting.

Identification: You must present a valid government-issued identification, such as a driver’s license or passport.

Proof of Insurance: You will need to provide proof of insurance for the rental car. In case you do not have personal insurance, you may be eligible to acquire insurance from Enterprise during the rental process.

Credit Check: Enterprise may conduct a credit check to authenticate your ability to settle the rental fee.

It is imperative to verify with the Enterprise branch you intend to rent from for their specific regulations and policies regarding renting a car using a debit card.

Cheapest auto rent with DC?

If one seeks to procure the cheapest car rental with debit card, here are several suggestions that may prove useful:

Ascertain that the car rental company accepts bank card: It is imperative to confirm with the car rental company beforehand that they indeed allow bank card as payment in order to avoid any unpleasant surprises.

Perform a comprehensive price comparison: Conduct a thorough investigation and juxtapose prices from different car rental companies in order to find the most advantageous deal.

Book your rental car in advance: Planning ahead and securing your rental car in advance can often result in considerable savings, so if feasible, attempt to plan ahead.

Avoid rental car facilities located at airports: Generally speaking, car rental services situated at airports tend to be more costly, hence it may be worthwhile to consider renting a car from a non-airport location if it is within reason.

Check for any discounts that may be available: Certain car rental companies may offer discounts for AAA members or military personnel, so it would be wise to investigate if any such discounts are applicable prior to making your reservation.

In summation, attaining the most affordable car rental payment method with a bank card will necessitate a measure of diligence and research on your part, however, by utilizing these suggestions, you should be able to obtain a satisfactory deal.

rent with payment cards

Summary of card payment

Now major and even minor information about car rental with bank card are now in your finger tips and how to take maximum advantage of debit card payment and policy to have vehicles of your choice. 

The only thing you need to do going forward is to confirm which of these policies including age restriction and driver’s license apply to your exact location, when to expect verification code, and you’re good to go.


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