Can I Rent a Car With No Deposit or Credit Card? These Facts Will Shock You

Patrick Oziegbe
Published On:

Can you rent a car with cash?  Many people looking to rent a car do sometimes wonder if it’s possible to rent a car with currency for either immediate pickup or reservation?

This is because traditionally rental companies mostly accept cash-payment via direct debit card, credit cards and some locations accept money order with proof of credit, and also require deposit to be paid upfront.

Now in this one report, (read time is: 2 minutes), we are happy to share educative information about above facts and even reveals that one rental car company that does not require a deposit for renting cars.


Are There Rental With No Deposit or Credit Card?

Are there rental cars that don’t require deposit? Although most rental companies require a deposit as an insurance cover, some let you rent a car without a credit card or a deposit.

If you want to choose either, search for companies accepting other payment forms of payment including gift card, to get hold of that one leverage free credit you want.

Is Cash Car Rentals Really Possible and How?

rent a car with no deposit or credit card
©Photo Credit: Deposit Photos

To rent a car, you should visit a car rental that accept cash car rental. You should particularly visit independent auto rental as they tend to be more willing to accept transaction without a credit card, and do not require a credit card even for the deposit.

Famous national car companies such as Thrifty, Hertz, and Dollar also do not require credit cards although you can pay using Mastercard, American Express, Discover and Visa. Do check with them online or calls to get more information about their cash car rentals policies.

Which Car Rental Company Without Security Payment in USA?

So, what rental companies do not require a deposit? Almost every time you rent a car in the US, you should prepare to pay a security.

As at the time of publishing this article, only Avis offers no deposit car rental to customers. You can rent a car with a debit card, credit card, or cash at Avis which must be presented at the time of rental. Debit card car service rental has special requirements.

Most major rental car companies in the United States have strict policies requiring a deposit from clients to alleviate the risks of letting the car service rental end up lost, broken into, or stolen—and these policies are non-negotiable.

In some cases, if you purchase supplementary coverage or rental car insurance at the time of chartering, the rental company will even waive it – yes in this case – car rental, no security may be possible for you. Bargaining based on these would be your best bet in avoiding car down payment.

Equally, hiring from a small, neighborhood service rental rather than one of the top dogs, is the best way to enjoy car service rental with no pre-payment as well most rental, no retainer.

Renting a car with a credit card also has special requirements. rental car with cash rentals also comes with special requirements. In all three scenarios, you will be required to present your driver’s license along with other documentation.

How Does Car Rental With Debit Card Works?

Renting a car with a debit card is possible, but it might come with some restrictions. To rent a car, you’ll need to be at least 25 years old.

When you pick up your rental, the company may place an authorized hold on your account for the duration of your reservation.

Each company has its own rules, so you should verify them before booking. You might need to provide a deposit or undergo a credit check to complete the process.

Understanding Debit Card Rentals

Difference Between Debit and Credit Card Rentals

When renting a car with your debit card, you’re essentially using the cash in your checking account, while a credit card uses a credit line that can be charged if needed. Some agencies set strict requirements for debit card transactions, due to the financial risk.

Debit Card Vs. Charge Card

A debit card draws funds directly from your bank account, whereas a charge card is a type of credit card with no pre-set spending limit.

However, charge cards require you to pay off your balance in full each month. When you rent a car, it’s important to understand these differences and the rental company’s policies regarding each card type.

Debit Card Rental Tips and Tricks

Reserving a Rental Car with a Debit Card

When booking a rental car using a debit card, ensure it’s a Visa, Mastercard, Discover, JCB, China Union Pay, or Diners Club card. Be prepared to show a valid form of ID, proof of insurance, and sign the rental agreement.

Saving Money on Debit Card Rentals

To save money, sign up for loyalty programs like Dollar Express and** skip the counter**. This allows you to earn points and get discounts when renting a car in places like the Philadelphia area.

Active-Duty Military Personnel

For active-duty military personnel, be sure to inquire about any special rates or benefits. Some car rental companies also offer a lower deposit amount or waive certain fees for military service members. Always check the company’s policy beforehand.

Remember to prepay to secure your rental and reduce wait times at pickup. Keep in mind that different payment methods and insurance requirements may apply based on your specific circumstances.

Can You Rent a Car With Debit Card Account?

If you’re 25 or older and don’t mind a temporary hold on your account for several hundred dollars for the rental duration, then renting a car with your debit card is possible!

So, what rental car companies take debit cards? It includes some of the best names in the industry, like:

  • Enterprise
  • Hertz
  • Sixt
  • Alamo
  • National, and more!

Why Do Car Rentals Require A Down-Payment and What Exactly Is It?

Lady driving and holding a card
©Photo Credit: Deposit Photos

Why is car rental without a credit card or no-deposit not always possible? Car service rental companies want some form of financial protection or warranty against loss while you are in possession of their vehicle.

The money retained by the rental firm is a security and kept until the client returns the car. The car service rental company uses this money as a safeguard and warranty to cover unforeseen expenses such as damage, refueling, and parking fines. 

The security amount is typically fixed or pre-determined with a specific calculation method. It is affected by factors such as the rental location, renter’s residence, duration of rent, model of car, and customer credit score.

The customer can occasionally use credit cards, debit card, or check card to make a payment, and some car rental companies even accept-cashThe benefits and drawbacks of paying car rental security are listed below and different to car lease terms.


  • Duration: In most cases, paying a security deposit means you have an extended duration on the rental.
  • Precaution: You take extra care with the rental car because you know you’ll lose money if something goes wrong. There is no such thing as too much care.
  • Protection: Both you and the rental provider are protected with this fixed amount in occurrence of car theft or damage.


  • High cost: Since you must pay in advance, they make hiring a car more expensive.
  • Inconvenience: Your money gets temporarily restricted from use, which may be inconvenient for you.
  • Withholding deposits: Some rental firms tend to withhold pre-payment made and take an unusually long time to release them.
  • Discourages customers: Clients tend to look for another option in a bid to avoid all the stress and inconvenience associated with security.

Car Rental No-Deposit Vs Companies That Require Down Payment?

In the United States, almost all rental firms have some type of security incorporated in their policies, which are non-negotiable since they work in conjunction with insurance policies.

As a result, relatively few companies offer car rental without installment. Avis, for example, charges no security on their rental vehicle, if you present a valid credit card at the time of reservation, and is the only company in the United States you can enjoy car service rental and no retainer payment offers.

Below is a tabular representation of companies with their different payment policies.

Company Deposit Credit Card Amount ($) Debit Card Amount ($)





If you present a valid credit card



Budget Yes

25% of rent or 200


Dollar Yes



Enterprise Yes 200


National Yes 20% of rent or 200


Qeeq None 0


Sixt Yes 200


Sunny Cars None 0


Thrifty Yes 200


Zest None 0


Hertz Yes 200


NB: Some of the costs depend on the rental area of operation as location varies.

How Does Payless Rental Accept Payment?

Payless Car Rental has a clear and reliable payment system that allows the company to accept almost any form of payment. The most common forms of payment they accept are credit and debit card, including:

  • MasterCard
  • Visa
  • American Express
  • Discover Cards
  • Carte Blanche, and
  • Diners Club Int’l.

And if you wish to pay with a prepaid card, Payless Car Rental accepts it only at the time of car return.

Can I Get Refund On My Rental Car?

You’ll be reimbursed after the car rental company conducts the relevant checks. If no reported damage or other fees must be paid, your down payment will be returned to your account shortly after you return the vehicle (maximum of a few days).

However, if the car is returned in a bad shape, the rental provider will withhold your low deposits. It will be used to cover the damages to the rental car. 

Some rentals companies such as Enterprise issue refunds in the type of checks, mail, or currency (if you paid by that). Occasionally, your bank determines the return’s timing; hence, you should expect to get refunded within a week or two.

Which One is The Cheapest Rental?

designing a car
©Photo Credit: Deposit Photos

Enterprise and Hertz are two rental companies that have the cheapest rental deposit. Enterprise requires only a security deposit of $100, while Hertz requires a security deposit of up to $200, depending on the rental agreement.

Both companies offer additional discounts for AAA members and other loyalty programs, so check those out if you are eligible.

How Does Auto Hire for A Month for 300 Works?

When renting a vehicle for a month at the low cost of $300, you’ll find that it’s an excellent way to get around without breaking the bank. But how do you do it? To rent a car for an entire month, you’ll need to choose the car’s make and model.

You can also pick up the car from a local dealership or deliver it directly to your home. Once you’ve chosen the car, you’ll need to complete any paperwork required by the company.

This could include providing proof of insurance, driver’s license, and other documents the company requests.

Once everything is done and decided, the company will hand you the keys, so you get to enjoy the car for the month. Remember, the rental provider will likely require you to pay a deposit upfront and the remainder of the amount due at the end of your contract period.

So, make sure you plan your payments accordingly so that you can enjoy the car without having any financial worries.

Is There Uber Car Renting With Security?

Unfortunately, no. Uber doesn’t offer car service rental with no deposit. All rental cars require you to pay a security deposit when booking. 

This is typically done via credit card and can range anywhere from $200 to $1,000, depending on the vehicle type and rental period.

What Does Hertz Requirement and Policies?

Like most rental companies, Hertz does require a deposit and have a deposit policy to make its dealing safe for both parties. With a valid driver’s license and legal age to rent a car, the company charges only a minimum deposit of $200.

Debit card are even higher with $500 being the charged amount. Additional rental fees will occur in the event that the rental car is not returned on the agreed date.

And, does Hertz accept cash-payment? Yes, it does. However, you will have to make an upfront deposit for reservation, and get the Hertz Cash Deposit Identification Card. This card will allow you to rent a car from Hertz locations using only cash-payment.

What Are Most Accepted Mode of Payment in Most Rental Locations?

To make your pre-payment to the car rentals, you’ll normally needs to use a credit card, which is more secure than a debit card. You’ll be fully debited once the rental provider confirms your credit or debit card. 

And, it’s usually not debited from your account. It is simply secured and prohibited from use until you return the auto rental.

It should be noted that security for debit cards are often tighter; thus, using a credit card is preferable. It’s also a valid mode of payment for some car service rental companies such as Enterprise and Avis. Sometimes, Budget do accept special gift cards.

FAQs about Rentals With Cash Only!

car rental no deposit
©Photo Credit: Deposit Photos

What does budget car entails?

Budget rental do not offer car service rental, no down payment. So, their deposit car rental entails depositing or temporarily relinquishing a specified sum of money to the rental provider as financial protection and a warranty.

Budget car service rental will refund upon the rental return and subsequent satisfactory inspections, the speed of which is mostly influenced by the banks.

What is Enterprise 50-deposits and Enterprise 200-deposits?

This is the security held for Enterprise cars. A $50 security is required for a $200 Enterprise car service rental. Enterprise would charge your credit card $250 when you pick up the car.

If there are no further rental fees when you return the vehicle, the hold is released, and your bank card will be charged $200. As a result, you pay $50 on a $200 rental enterprise car. 

Can you rent with a cash-app card?

You can only get a rental car using a Cash-App card from a company that accepts check cards. This is because the App card is a debit card. Unfortunately, most car rentals companies only accept bank card.

Fortunately, there are some which will allow you to make a deposit using a credit card and to pay for everything in the end using a debit card. A good example of such companies is Hertz. Hertz has hundreds of branches across the United States.

And the company takes VISA debit card for your final payment. With the App card being a VISA card, it means you can pay for a rental car at Hertz using your Cash-App card.

What way does Enterprise credit card works?

Enterprise credit card holds are arrangements in which the company places a temporary hold on the funds of the customer when they rent a car using credit cards.

The amount is usually equal to the rental rate and the minimum-security deposit charged by the company.

Rental without security – Budget Vs Sixt

Both Budget and Sixt rental require down-payments to be made at the time of rental to the tune of $200 on credit card. In addition to the above, Budget also accepts a 25% of the initial price of getting the car.

Are there class of people car-rental no security is required?

Not necessarily. Only people the company deems fit, such as highly loyal customers or employees, may be permitted the privilege of car service rental with no deposit terms.

This is because the company can in one way or another guarantee the safety of the rental car (especially with its employees).

Does every service provider require a down payment in Georgia, and why?

There are few companies in Georgia that offer car hire , no deposit deals, but the majority don’t. Because, as with most rental firms in every state in the United States, a car service rental requires some type of upfront payment to be made and Georgia is not an exception. States rarely influence rental firms policies.

How does National Renting works?

How much is the deposit for National Car Rental? NCR requires a deposit equal to the cost of the rental plus an amount between $200 and $500 for any additional charges you may incur.

That is, their deposit is, however, much higher; you might pay a deposit of up to $500. They also limit your car choices between economy to full sized cars.

The actual amount you will be required to pay as deposit in addition to your estimated rental price is mainly dependent on the model/value of the car you rent.

When renting your ride from an airport, you’ll be required to produce a proof of your return ticket. Your deposit will be refunded via mail or check after about two weeks from the time you return the car.

Do rentals open Sunday?

Yes, some car service rental companies are open on Sunday. It is best to contact your chosen car service rental provider directly to find out what their hours of operation are on Sundays.

What is Dollar Rent-A-Car credit check?

How much does Dollar Rent A Car hold on debit card? The company places an authorized hold of more than $500 on debit card. The $500 is for any additional charges you may incur and the additional amount is usually the estimated cost of your car service rental.

Five hundred dollars is a lot of money but if you are careful and follow the rules, the amount will return to your debit card without any deductions.

rental office online
©Photo Credit: Deposit Photos

Can you hire for a month?

Yes, most car rental in the US offer monthly rental. Depending on the company, you can book a car for up to 30 days or more at a time with varying costs to consider.

What is Enterprise refund?

Once the renter returns the car in the same condition as rented, the company refunds the security deposit to the customer’s account, which may take up to 2-3 working days.

Which are prepaid rental companies?

Many car service rental companies allow you to pay for your car rentals using prepaid cards – major card like Discover card, Visa, American Express and Mastercard. These include Avis, Hertz, and Enterprise.

However, they only accept prepaid cards as final payment. They often require you to pay the security deposit using a credit card to get all your key details. It is when you return the car after rental that they accept the use of prepared cards.

What is no credit-checking?

Car provider rental with no credit check is a service offered by some car rentals that allow clients to rent a car without going through a check. You only need a valid driver’s license, legal age, and pay the minimum deposit to rent a car.

Are there prepay discount?

Many car service rental companies offer discounts for customers who prepay for their rental cars.The discount varies according to company policies but can be anywhere between 5% to 30%.

What do you need to pay in Las Vegas?

In some cases, you only need to show proof of your driver’s license and cash-payment. While in other, you may need several other documents and you may also need to fill in at least one paperwork.

Some Vegas car service rental companies go as far as checking your credit assessment before renting a car to you. So some businesses require very little, while others require a lot to rent a car to you as they may reject a client with bad credit history.

Does Budget accept cashapp card?

No, Budget car service rental doesn’t accept through any card app. But it does entertain customers willing to pay the rental fees through debit cards, credit card, and even cash-payment.

Summary of no-deposit or credit card and bad credit!

Finally, we’d been able to to not only share usable information and facts about how to rent a car with no credit card payment, but talk a lot about rental car companies policies, best deals, card deposits, rates, why they require proof and everything in-between.


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